Toronto Student Budget Calculator
Accurate monthly expense estimates for University of Toronto (U of T), Toronto Metropolitan University (TMU), York University, and George Brown College students living across the GTA.
2. Monthly College Expenses
Adjust preset amounts for Shared Flat / Apartment
Your estimated college living cost is $0 per month, which equals approximately $0 per day.
Keep fixed expenses like rent and mess low to maximize your daily student allowance.
Monthly Cost of Living Breakdown in Toronto ($ CAD)
Rent & Dorms ($950 – $1,600 CAD)
Room in a shared 2-4 bedroom condo/house in Downtown, Annex, North York, or Scarborough, or university dormitory housing.
Groceries & Food ($320 – $550 CAD)
Weekly grocery haul from No Frills/FreshCo, campus Tim Hortons coffees, and weekend dinners with classmates.
TTC & GO Transit ($128 – $180 CAD)
TTC Post-Secondary Monthly Pass ($128.15 CAD) or PRESTO card fares across subways, streetcars, and suburban GO transit.
Phone, Internet & Leisure ($150 – $300 CAD)
Bring-your-own-phone plans (Fido/Koodo/Freedom), split home Wi-Fi, school supplies, and leisure activities.
U of T Budget & Toronto University Cost Guide
Comparing accommodation and daily expenses across U of T (St. George, UTM, UTSC), Toronto Metropolitan (TMU), and York University.
Shared Victorian homes in the Annex, Kensington Market, or condos near Spadina & Bloor. Walking distance to Robarts Library.
High-density urban living around Church-Wellesley or Cabbagetown. Direct subway access on Line 1.
Affordable basement suites and townhouses in the Village at York. Subway connected via York University and Pioneer Village stations.
Toronto Student Living Cost FAQ
Everything you need to know about expense tracking, budgeting, and privacy.
For University of Toronto (U of T) students across St. George, UTM, and UTSC, monthly living costs average $1,800 to $2,650 CAD (excluding tuition). This comprises $1,100–$1,600 CAD for shared student housing in the Annex, Baldwin Village, or Midtown, $350–$450 CAD for groceries, $128.15 CAD for the monthly TTC Post-Secondary transit pass, and $150–$250 CAD for mobile, Wi-Fi, and books.
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